Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Basics of Medicare Learn all about Medicare basics in this informative and insightful article. Is it Too Late to Plan for Retirement? These financial strategies can get you on track even if it feels too late to plan for retirement. 12 Steps to Living: Horizon, Risk Tolerance, and Compounding Understand the concepts of horizon, compounding, and risk tolerance, and create an investment plan.